Credit Report Status

How Does Credit Card APR Work? - YouTube
Welcome to my MissBeHelpful channel! Lots of you have been asking me to talk more about APR, or annual percentage rate. This is a term used in reference to everything from mortgages and car loans ... View Video

Credit Report Key
23. ACCOUNT STATUS 24. AMOUNT PAST DUE 25. HISTORICAL DATE AND ACCOUNT STATUS 26. DAYS PAST DUE 30/60/90 27. HISTORY DATE 28. 24 MONTH HISTORY HOW TO USE THIS CREDIT REPORT KEY Check to see that your account and personal information is correct on your report, using the corresponding numbered section explanations on the reverse side of this key. ... Retrieve Full Source

Experian Glossary Of Account Conditions & Payment Status ...
Experian Glossary of Account Conditions & 30 SUM Summary of Accounts with Same Status 31 UNK Unknown — Extension of Credit, Review or Collection 33 EXM Manual Mortgage 34 DCS Debt Counseling Service 37 CCP Combined Credit Plan — revolving terms ... Fetch Full Source

Sample Credit Report - Experian
You will need your report number to contact Experian online, by phone or by mail. Index: Navigate through the sections of your credit report using these links. Potentially negative items: Items that creditors may view less favorably. It includes the creditor's name and address, your account number (shortened for security), account status, ... View Document

Guide To The Federal Credit Bureau Program
(a) The DCIA, enacted in 1996, requires agencies to report to credit reporting agencies, information on all delinquent consumer debts owed to the Federal Government; (b) The DCIA authorizes agencies to report accounts in good standing to credit reporting agencies. Reporting accounts in good standing ensures that all relevant Federal ... Read Document

Big Three (credit Rating Agencies) - Wikipedia
In the wake of the financial crisis, the Financial Crisis Inquiry Report called the "failures" of the Big Three rating agencies "essential cogs in the wheel of financial destruction". The three credit rating agencies were key enablers of the financial meltdown. ... Read Article

Glossary Of Account Conditions And Payment status - Experian
This glossary is for interpreting data on the Credit Profile Report from Experian. For information on how to report data, please refer to the Credit Reporting Resource Guide (CRRG) developed by the Consumer ... View Doc

How To Read An Experian Credit Report - Oracle
How to Read an Experian Credit Report June 2014 FADV0036 . Inquiries Section . This section displays the details of credit inquiries (request for a credit report) on this subject. 1. ORGANIZATION NAME – The name of the company 2. MEMBER ID – Member ID of the company with Experian 3. INQUIRY DATE – The date when the inquiry was conducted 4. ... Retrieve Doc

Credit Report Dispute Form - IdentitySecure
If you feel there are inaccuracies in your Credit Report, you must contact each of the three major credit reporting agencies in whose report the information appears. Please complete this form and send to the addresses below (as applicable) along with two forms of ID: ... Document Retrieval

MEDICARE CREDIT BALANCE REPORT
Credit balance is the result of a duplicate Medicare primary payment, report the data pertaining to the most recently paid claim): Column 1 - The last name and first initial of the Medicare Beneficiary, (e.g., Doe, J.). ... View This Document

CBCInnovis Infile Credit Report Reference Guide - Onefpa.org
CBCInnovis Infile Credit Report Reference Guide REGULATORY MESSAGES: These messages alert the customer to factors affecting the score, potential fraud, active military status and address discrepancies. PUBLIC RECORD INFORMATION: *Some fields are only applicable to certain record types. ECOA - The Equal Credit Opportunity Act ... Fetch Document

Appendix 1 Credit Bureau Report Key Account Status Codes
Commercial credit reporting agency. The account status codes best describe whether the account is current or past due. For codes not described here, contact the credit bureau/credit reporting agency from which the report was generated. The following information is contained in the Metro 2 Format for reporting consumer accounts found at ... Retrieve Content

CREDIT BUREAU REPORTING - Mini-Guide 2
CREDIT BUREAU REPORTING (screen) – This new screen was designed to Report the loan information to the credit Report this code if the loan status equals 52 or 59 and the last deferment type does not equal to H or M. ... Read Document

Account Credit Ratings (Account Statuses) - Citibank
Account Credit Ratings (Account Statuses) An account’s credit rating indicates the status of the account. The credit rating (status) is useful in tracking how accounts have been classified. The credit rating (status) appears on various standard reports, including those on the CitiDirect ... Read Full Source

Sample credit report - MoneySmart
Credit enquiries remain on your credit report for 5 years. Authorised Agent Enquiries An enquiry may be recorded as an Authorised Agent [ when a third party is acting as the agent of a credit provider in relation to processing an application for credit, or managing credit provided by the credit provider. Consumer Credit Liability Information ... Retrieve Full Source

How To Read A CBCWin Credit Report
The report was completed by the bureau. Date Revised will be the last date of any revisions made to a FULL report. Prepared By identifies who prepared the report at the bureau. Report Type identifies whether the report is Individual or Joint. 8. Applicant information includes name, social security #, martial status, home and work phone ... Read Here

Seasoned Tradeline - Wikipedia
A seasoned tradeline is a line of credit that the borrower has held open in good standing for a long period of time, typically at least 2 years. The "seasoned" part simply implies that the account is aged or that it has an established history. ... Read Article

TransUnion Credit Report User Guide
TransUnion Credit Report the inquiring subscriber’s TransUnion-assigned code, name, geographic area where the file resides within the TransUnion system, date the file was created, and inquiry date and time (Central Standard Time) are displayed. ... Retrieve Here

... Momentum Within LiveXLive Media, Rockwell Automation, Stamps, Credit Acceptance, Gran Tierra Energy, And Domtar -- Discovering Underlying...
MARKET SOURCE RESEARCH Market Source Research delivers the key research reports that helps serious investors, registered brokers, professional traders, and personal investment advisers find ... Read News

Credit Report Data Data Format & Reference Tables
The credit report includes borrower information, public records; inquiries, credit account information, and credit scores. This data is returned by the requested credit service and is based upon the borrower information provided in the associated 1003 file. All Fannie Mae credit service providers will format their report data to this specification. ... Content Retrieval

How To Read An Equifax Credit Report - Oracle
How to Read an Equifax Credit Report June 2014 FADV0037 . Inquiries Section . This section displays the details of credit inquiries (request for a credit report) on this subject and provides the company name, member ID, and the inquiry date. Messages Section . This section provides messages related to the subject or his/her account verification. ... Document Retrieval

CREDIT SCORE REASON FACTORS RATING - Sarma
I Individual Account. The subject of the report, and no one else, is responsible for payment on this account. C Joint contractual liability J Joint Account. The subject and another person(s) are jointly responsible for payment on this account. I Individual account for sole use of customer A Authorized Use. ... Fetch Here

Politically Exposed Person - Wikipedia
The designation "politically exposed person" dates back to the late 1990s, in what was known as the "Abacha Affair." Sani Abacha was a Nigerian dictator who organized a large scale, systematic theft of assets from the Nigerian central bank for some years with his family members and associates. ... Read Article

Consumer Credit Report User Guide
[20] AKA or name subject is also known as - this credit report will contain the information under both the name information and this section, therefore, no need to make additional credit report inquiries under this name. INQUIRIES SECTION: [21] Alert message appears if there have been three or more inquiries within the past 90 days. ... Read Full Source

Credit Report Codes - Fort Huachuca Military Reservation
The chart above has quite a bit of information, so don’t worry, just print this out and have it handy next time you receive your credit report. ... Retrieve Doc